The New Standard in Digital Finance

Send, spend, and save smarter. Raïs offers seamless P2P payments, multi-currency accounts, and global transfers in one powerful app.

Open an Account

All Your Finances, in One Place

Instant P2P Payments

Send and receive money from friends and family instantly, with no hidden fees.

Multi-Currency Accounts

Hold, manage, and exchange multiple currencies at the real market rate. Perfect for travelers and global citizens.

Physical & Virtual Cards

Shop online securely with virtual cards or use your physical card worldwide.

Who We Are

Raïs is a pioneering financial technology company dedicated to simplifying how you interact with your money. Our mission is to provide accessible, transparent, and efficient financial tools for everyone. We believe in a world where finance is borderless and empowers individuals and businesses alike.