Payments
built for Algeria.
Raïs is the payment gateway and API that lets merchants collect CIB and Edahabia card payments online — from a checkout page, a shared link or an invoice. One integration, every Algerian card.
- No terminal hardware
- No setup fee
- Live in days, not months
Paying
Atlas Distribution
Total
2 500,00 DZD
Secured by the Algerian interbank network
2
Card schemes
CIB and Edahabia
100%
Of Algerian bank cards
Domestic coverage
1
Integration
Web, mobile and links
24h
Webhook retries
Exponential backoff
Ways to collect
Three ways to get paid.
One place to manage them.
Whether you run a storefront, invoice clients or sell over messaging, the payment lands in the same dashboard with the same reference and the same reporting.
On your website
Send the customer to a hosted payment page built for mobile, or embed the flow in your own checkout.
- One API call
- Auto-localised page
- Return and cancel URLs
With a payment link
Create a link for a specific amount and share it by SMS, email or WhatsApp. No code, no website needed.
- Live in seconds
- Single or reusable
- Tracked to your reference
Against an invoice
Issue an invoice to a client and let them settle it by card. Status updates the moment it is paid.
- Client details attached
- Real-time status
- Exportable ledger
Go live on the Raïs platform, or route authorisations under your own bank merchant contract if you already hold one — both setups use the same API and dashboard.
Dashboard
Know exactly what you collected.
Every authorisation, refund and decline in one searchable ledger, tied to your own order references. No more reverse-engineering a bank statement at the end of the month.
- Search by reference, client, amount or status
- Partial and full refunds against the original payment
- CSV export for your accountant
- Role-based access for your team
Collected
1 284 900
+18,2%
Payments
412
+9,4%
Success rate
96,8%
+1,1 pt
ORDER-1042
Atlas Distribution
INV-2026-318
Sarl Numidia
ORDER-1041
M. Kaci
ORDER-1040
Horizon Voyages
INV-2026-317
Ghanem Medical
Developers
Ship it this week.
Create a payment from your backend, redirect to the returned checkout URL, and confirm the outcome from a signed webhook. That is the entire integration.
- REST over HTTPS
- Signed webhooks
- Idempotent writes
- Web and mobile
curl -X POST https://api.rais.app/v1/orders \
-H "Authorization: Bearer rais_sk_live_..." \
-H "Idempotency-Key: ORDER-1042" \
-H "Content-Type: application/json" \
-d '{
"amount": 250000,
"currency": "DZD",
"reference": "ORDER-1042",
"return_url": "https://shop.dz/checkout/done"
}'201 Created
{
"id": "ord_a8f3k2",
"status": "awaiting_payment",
"amount": 250000,
"currency": "DZD",
"checkout_url": "https://pay.rais.app/ord_a8f3k2"
}The rest of the platform.
Everything around the payment itself — the part that decides whether your finance team enjoys month-end.
Reporting that reconciles
Filter by status, reference, date or amount. Export to CSV and match against your bank statement without guesswork.
Refunds in one click
Full or partial, from the dashboard or the API, always linked back to the original payment.
Notifications you can trust
Signed webhooks with automatic retries, plus email alerts for your finance team.
Teams and roles
Invite developers, accountants and viewers to your organisation with the access each one needs.
Built for mobile first
The payment page is designed for the phone, where most Algerian shoppers check out.
Card data out of scope
Card entry happens inside the certified banking environment. Full card numbers never reach your servers or ours.
How it works
From checkout to settlement.
Raïs orchestrates the transaction. The banking network moves the money.
Create the payment
Your server calls the API, or you create a link in the dashboard.
Customer authorises
They pay with their CIB or Edahabia card and confirm with their bank.
You are notified
A signed webhook hits your endpoint the instant the result is known.
Funds are settled
The acquiring bank settles the proceeds into the merchant bank account.
Trust
Built on the
banking rails.
Raïs handles the integration. Authorisation and settlement stay exactly where they belong — inside the Algerian banking system.
Card data never touches you
Cardholders enter their details on the certified payment page inside the banking environment. Full card numbers never reach your servers — or ours.
Authorised by the issuing bank
Every payment is approved by your customer's own bank across the interbank network, with strong authentication where the issuer requires it.
Settled to your bank account
Proceeds are settled by the acquiring bank into the merchant bank account on the network schedule. Raïs holds no client funds at any point.
Verified merchants only
Commercial register, tax identification and the site collecting payments are all checked before live keys are issued.
Start collecting payments.
Create a merchant account, connect your website or app, and go live once your business is verified.
Merchant accounts are available to businesses registered in Algeria.