Pay, get paid,
grow. All in DZD.

The Algerian payment platform for everyone. Send money instantly, accept card payments, invoice clients, and manage your business — from a single account.

Open your account
CIBEdahabia

Personal

Your money,
your way.

A DZD account that lets you send, receive, and pay — instantly and for free between Raïs users. No bank queues, no hassle.

Get started free

DZD Account

Your digital wallet in Algerian Dinar. Top up, hold, and manage your money.

Instant P2P Transfers

Send money to anyone — free and instant. No waiting, no fees between Raïs users.

QR Code Payments

Pay in-store or online by scanning a QR code. Fast, contactless, and secure.

Pay with CIB & Edahabia

Use any Algerian-issued card — CIB or Edahabia — to pay merchants and top up your account.

Business

Everything your business
needs to grow.

Accept CIB and Edahabia card payments online without needing your own terminal. Create payment links, send invoices, and track everything from one dashboard.

Business DZD Account

A dedicated account for your business with full visibility over every transaction.

Merchant Services

Accept card payments on your website or app. No physical terminal needed.

Payment Links

Generate a payment link in seconds. Share it anywhere — WhatsApp, email, social media.

Invoicing

Create, send, and track professional invoices. Get paid directly to your Raïs account.

Dashboard & Analytics

Real-time revenue tracking, transaction history, and exportable reports.

Optional Terminal ID

Already have a bank terminal? Connect it to route payments directly to your bank account.

Accept every Algerian card.

CIB and Edahabia — that covers every bank card issued in Algeria. Your customers pay with cards they already carry. No new hardware, no terminal rental fees.

  • All Algerian-issued CIB cards
  • All Edahabia cards (Algérie Poste)
  • No physical terminal required
  • Optional: connect your own bank terminal ID
  • Funds settle to your Raïs account or bank
CIB
CIB
Edahabia
Edahabia

Up and running in minutes

Three steps. That's all it takes.

01

Open your account

Sign up in minutes — personal or business. Just your name, email, and you're in.

02

Fund & start using

Top up with CIB or Edahabia, receive transfers from other users, or get paid by customers.

03

Pay & get paid

Send money, scan QR codes, share payment links, or invoice clients — it all just works.

Developer API

Integrate in minutes,
not weeks.

A clean REST API for businesses that want full control. Create invoices, generate payment links, and receive real-time webhooks.

  • RESTful JSON API
  • Real-time webhook events
  • Idempotency support
  • Detailed error codes
POST /api/invoices
curl -X POST https://api.rais.app/invoices \
  -H "X-API-Key: rais_sk_..." \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 250000,
    "currency": "DZD",
    "description": "Order #1042",
    "client_name": "Ahmed Benali",
    "client_email": "[email protected]"
  }'
{
  "id": "inv_a8f3k2...",
  "status": "pending",
  "payment_url": "https://pay.rais.app/inv_a8f3k2",
  "amount": 250000,
  "currency": "DZD"
}

Ready to start?

Open your account in minutes — personal or business — and start using Raïs today.

Create your account